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RateGenius is an auto loan refinance company that was founded in 1999 in Austin, Texas. The company is accredited with the Better Business Bureau, where it has received an A- rating. Does RateGenius do a hard credit inquiry?
If you are submitting an application by phone, the customer service representative will give you an application ID. Please have the co-applicant call RateGenius with that ID to continue the application process with them. Can I refinance a vehicle if I am taking over the payments of a vehicle?
However, some lenders may apply processing fees, which are typically included in the loan amount. One of the best things about rateGenius’ service is that they expedite the refinance process so clients can obtain quotes in as little as 24 to 48 hours.